What Is A Pre-Existing Condition? When considering a health insurance policy… find out if they cover your pre-existing condition. A pre-existing condition doesn’t mean you can’t get health insurance. Determine the severity of your condition and determine if you are ok with a plan that wont cover it. Talk to a professional insurance broker about what plans may be available for you. Check out 50 Health Issues That Count as a Pre-Existing Condition from Money.com Wishing you good health -EIT